(: Add or to your mana pool.)
Flat Bank enters the battlefield tapped unless you control one or more creatures.
: Flat Bank becomes a 2/1 white and red Cleric creature until end of turn. It's still a land.
: Add 
or 
to your mana pool.): Flat Bank becomes a 2/1 white and red Cleric creature until end of turn. It's still a land.
